Expertise
Deep knowledge in a narrow field. We don’t take on work we aren’t fully confident in.
Regulatory Navigation for the Financial Sector
A law boutique for banks, insurers and non-bank financial institutions, fintech companies and crypto-asset service providers — in Ukraine, the EU, the UK and Asia.
About
A law boutique built on regulatory experience
HARLIB is a law boutique for the financial sector. We guide banks, insurers, non-bank financial institutions, fintech companies and crypto-asset service providers through the most complex regulatory procedures: licensing, changes of ownership structure, recapitalisation, approval of senior managers and building corporate governance.
What sets the firm apart is its team. HARLIB’s founders and lawyers have worked inside financial-sector regulators and know these procedures from the inside: how a review is run, what is scrutinised when documents are assessed, and where the limits lie. We bring that experience to every project.
Our principles
01 02 Confidentiality
We ensure confidentiality in our services, communications and correspondence.
03 Clarity
No “50 pages about everything”. A clear conclusion: yes / no / subject to conditions.
04 Partnership
Most projects come from repeat clients or referrals.
Key contact
Haryk Matosian
A lawyer with experience in the public sector, including at a financial-market regulator, as well as at leading Ukrainian law firms.
From licensing to full compliance
Eight services across three clusters, in the following jurisdictions: Ukraine, the EU, the UK and Asia.
Licensing & capital
Obtaining licences
Full-cycle support — from choosing the jurisdiction to filing the application with the regulator. Banks, insurers, finance companies, EMIs, PSPs, CASPs, UK FCA licences.
Qualifying holding approval
Regulatory approvals for acquiring a holding in a financial institution. Review of shareholders, sources of funds and ownership structure.
Capitalisation approval
Obtaining regulatory approvals to increase a financial institution’s share capital and to raise a subordinated loan.
Corporate governance
Corporate governance
Review of the corporate governance system and improvement of its effectiveness.
Training for senior managers
Training for members of supervisory boards, management boards and other key persons on the regulatory aspects of a financial institution’s activities.
Recruitment of CCO/CAO/CRO & outstaffing
Building a compliance team that understands the regulator’s fit-and-proper requirements.
Compliance & advisory
Product compliance
Assessing a financial product for compliance with regulatory requirements.
Ongoing regulatory support
Quick consultations, legal opinions and retainer-based support across a broad range of regulatory matters.